Budgeting
Budgeting should be flexible, because…life
Having a budget only works if it suits your lifestyle. Monarch offers two ways to budget, providing the structure or flexibility that works for you.
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Insights at the altitude you need
Quickly see how you're doing with visual progress bars.
Zoom in for trends on your historical spend in each category.
Add a budget widget on any iOS device, so you always know how you're tracking.
Plan further out than just this month
Plan for non-monthly expenses with rollovers so they don't break your budget.
Forecast your spending into the future for a look beyond just this month.
Save for big goals along side your monthly budget.
Customize to your needs
Modify your groups, categories, and even the emojis to suit you.
Change the order of how items are displayed on your budget screen.
Choose what kind of notifications you'd like to help keep you on track.
One app, two ways to budget
Choose how you prefer to budget so you have the structure or flexibility you need to suit your needs and make budgeting feel easy.
FAQs
With Monarch, you can create a fully custom budget for your unique situation, complete with automatic syncing from your bank account. Create your own list of categories, track your spending, track your progress, share with a partner, view monthly and yearly forecasts, and more!
We also allow you to create rules to help automatically categorize transactions that otherwise may need to be manually updated.
The budget you create will tell you how you’re doing each month, tell you how much you have left to spend for that special night out (or how far over budget you went!), and help you stay on track. You can also choose to get notified if you get off track so you can make adjustments right away.
While there are multiple ways to do this, most people will divide their large irregular expenses by 12 and create monthly allotments towards the larger amount. Our rollover feature will carry any leftover amount in a category into the next month, allowing you to ensure enough funds are available for those non-monthly expenses.
Track, budget, and feel good about your money with Monarch in your corner.
